Omno Payments Index: approval rates by country
The Omno Payments Index is a quarterly, anonymised read on how payments actually perform in the markets Omno merchants sell in: approval rates by country, the structure of decline reasons, the share of local methods and payout speed by rail. The first edition is in preparation.
What each edition will measure
- Approval rate by country
- Approved attempts over all attempts, per country and method, on one consistent definition.
- Decline reasons
- The share of declines by response-code family: issuer, provider, risk, technical.
- Local-method share
- How much volume moves through local methods versus cards, country by country.
- Payout speed
- Time from payout request to confirmed delivery, by payment rail.
- Cascade recovery
- The share of soft declines recovered on a second route.
Method
Data comes from anonymised, aggregated transaction outcomes across merchants routing through Omno. No merchant, customer or card is identifiable, and segments with too few merchants are not published. Each edition states its sample size, period and definitions, and the data is released under CC BY 4.0 so it can be cited.