Omno vs IXOPAY (2026): tokenization, adapters, routing and payouts

IXOPAY is the better choice for large merchants and platforms that want enterprise tokenization, 500+ pre-built adapters, reconciliation and settlement modules, white-label options and a published PCI DSS Level 1 service provider status. Omno fits e-commerce merchants selling in many markets who want one hosted checkout for cards, local methods and crypto, with payouts in the same session and routing by customer verification level.

By Omno Payments Team. Vendor information verified 19 October 2026

On this page7 sections

Before you decide

  • IXOPAY merged with TokenEx in 2024, so tokenization and orchestration come from one vendor.
  • IXOPAY payouts are a transaction type on certain adapters, switched on by its integration engineers.
  • Neither publishes pricing; IXOPAY offers an ROI calculator.
  • 3 min read
  • 13 criteria compared
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Omno and IXOPAY, compared as of 19 October 2026

Omno and IXOPAY, compared as of 19 October 2026
FeatureOmnoIXOPAY
Platform typeYesPayment orchestration for e-commerce in every market, with a hosted checkout, Card Fields and Direct LinksYesEnterprise payment orchestration, tokenization and payments intelligence, operating since 2014 [source 1]
ConnectionsYesMany PSPs and local methods behind one API; the current list is on the Integrations hubYes500+ pre-built adapters, including 200+ PSPs and 300+ payment methods [source 2]
Hosted checkout or payment pageYesHosted checkout with Web SDK, plus Card Fields, Direct Links and iFrame optionsYesHosted payment pages with dynamic method selection, hosted fields, mobile SDKs and a server-to-server API [source 3]
Payments and payouts in one checkout sessionYesPayments and payouts in one hosted checkout sessionNot published
PayoutsYesPay-Out by API and from the hosted checkout, to cards, local methods and cryptoPartialA payout transaction type on certain adapters, enabled by an integration engineer [source 4]
Routing criteriaYesRules by card BIN, country, currency, amount, browser information or customer segment, with traffic splitting and provider limits; PSP eligibility by customer group and verification levelYesCard type, customer details, geolocation, risk assessment, transaction type and historical success rates [source 5]
Retry on another providerYesIf a provider is unavailable or rejects the payment, it moves to the next provider in the ruleYesFallback routing retries failed transactions on errors, declines or outages, plus cascading [source 5]
Verification level as a routing inputYesCustomer verification levels (KYC groups and levels in the API) are named routing inputsPartialCustomer details are a routing input; verification level is not named [source 5]
TokenizationPartialSaved cards and accounts in the hosted checkout; network tokens are not statedYesUniversal tokens, network tokens and account updater modules [source 1]
Reconciliation and white-labelPartialFull transaction trail, reports and data export, multi-brand management with role-based access; no settlement reconciliation or white-label optionYesReconciliation and settlement module, and a branded payment platform option [source 3]
Crypto in the checkoutYesCrypto alongside cards and APMs in the hosted checkoutNot published
Security credentialsYesPCI DSS compliant environment; details on the Security pageYesPCI Level 1 certified service provider, renewed annually [source 6]
PricingNot publishedNot publishedNot published; an ROI calculator is offered [source 1]
  1. ixopay.com
  2. ixopay.com/products/payment-orchestration/connectivity
  3. ixopay.com/products/payment-orchestration/platform
  4. documentation.ixopay.com/docs/guides/payments/payouts
  5. ixopay.com/products/payment-modules/intelligent-routing
  6. ixopay.com/en/faq

IXOPAY and Omno are both payment orchestration platforms, but they serve different buyers. IXOPAY is an enterprise platform with tokenization at its centre: 500+ adapters, a token layer that is independent of any PSP, intelligent routing, reconciliation and payments intelligence, used by large retailers, travel companies, fintechs and platforms. Omno is narrower: a hosted checkout in which customers pay and receive payouts by card, local method or crypto, with routing rules the merchant sets around each customer.

Where IXOPAY is stronger

Tokenization. Since its merger with TokenEx, announced in April 2024, IXOPAY offers universal tokens that work across providers, network tokens and an account updater from one vendor. For merchants whose main goal is to own card data independently of any PSP, that is a deep offer. Omno offers tokenization and saved cards but does not state network token or account updater support.

Adapter count. IXOPAY’s connectivity page cites 500+ pre-built adapters, including 200+ PSPs and 300+ payment methods, and says new providers can be added in minutes after the first integration.

Enterprise modules. Reconciliation and settlement, 3DS, BIN lookup, risk and fraud services, payments intelligence with anomaly detection, and a white-label option for businesses that want to run their own branded payment platform. Omno covers a full transaction trail, reports and widget analytics, fraud scoring and multi-brand management, a smaller set.

Credentials and scale. IXOPAY’s FAQ states that it is a PCI Level 1 certified service provider, renewed annually, and its homepage cites $171B orchestrated in 2025 and logos such as Delivery Hero, DHL, Flix, Sennheiser and Zappos. Omno does not publish client names or volumes.

Where Omno is stronger

Payouts as part of the checkout. Omno’s hosted checkout can open the payout view in the same session as the payment view, and Pay-Out reaches cards, local methods and crypto through the same rules as payments. On IXOPAY, payouts are a transaction type available on certain adapters and enabled by an integration engineer.

Crypto next to cards and local methods. Omno’s hosted checkout shows crypto alongside cards and APMs. IXOPAY does not describe a crypto checkout flow on its public pages.

Verification level as a named input. Omno’s eligibility rules take customer groups and customer verification levels (KYC groups and levels in the API) as named inputs. IXOPAY routes on customer details among other criteria, without naming verification level.

Local depth in every market. Omno serves e-commerce merchants in every country except markets under OFAC sanctions or on the FATF call-for-action list, with country guides on the local methods that matter in markets such as Kazakhstan, Saudi Arabia and Brazil.

Pricing and commercial model

Neither vendor publishes prices. IXOPAY’s site has an ROI calculator; Omno’s pricing is available on request. Ask for quotes in the same structure: platform fee, per-transaction fee, tokenization fees, whether fallback attempts are billed, payout pricing and exit terms.

Who should choose which

Choose IXOPAY if:

  • Owning card tokens independently of every PSP is a strategic goal.
  • You run many acquirers across many countries and need reconciliation and settlement tooling.
  • You want to offer a branded payment platform to your own merchants.
  • A PCI Level 1 service provider attestation and large-enterprise references are procurement requirements.

Choose Omno if:

  • You want one hosted checkout for payments, payouts and crypto.
  • Customer verification level and customer group should decide which providers a customer can use.
  • You sell in many markets and need the local methods of each, such as Kaspi in Kazakhstan, mada in Saudi Arabia or PIX in Brazil.

How we compared

Omno publishes this page, so we have a commercial interest. Every IXOPAY cell links to IXOPAY’s website, FAQ or public documentation as it read on 19 October 2026; the merger date comes from The Paypers. IXOPAY’s own pages give different adapter counts in different places; we use the connectivity page’s split. Where IXOPAY is silent we write “Not published”. Omno is described by capability only. If you work at IXOPAY and see an error, contact us and we will correct it.

IXOPAY, TokenEx and other product names are trademarks of their respective owners and are used only to identify the products compared. Omno is not affiliated with or endorsed by IXOPAY.

Frequently asked questions

What is the link between IXOPAY and TokenEx?

TokenEx, a cloud tokenization provider, and IXOPAY, an orchestration platform, announced a definitive agreement to merge on 17 April 2024, with the combined business named IXOPAY, a TokenEx Company. IXOPAY's site now lists TokenEx products alongside its orchestration platform.

Does IXOPAY support payouts?

Yes, as a transaction type. IXOPAY's documentation says payouts move funds from the merchant to a customer, for example refunds where the original method does not support them, commissions or disbursements, but are available only on certain adapters and must be enabled by an integration engineer. Omno runs payouts through the same API and hosted checkout session as payments, to cards, local methods and crypto.

Is IXOPAY a licensed payment institution?

No. IXOPAY's FAQ says it is a technical platform, not a financially licensed institution, and is not involved in moving funds. Omno does not hold client funds either: acquiring and payouts are performed by licensed partner PSPs, and settlement comes from them.

Which is better for a large enterprise with many acquirers?

IXOPAY is built for that profile: 500+ adapters, tokenization from its TokenEx side, reconciliation, payments intelligence and logos such as Delivery Hero, DHL, Flix, Sennheiser and Zappos on its homepage. Omno suits e-commerce merchants whose priority is a hosted checkout with payouts, crypto and local methods across many markets.

Does IXOPAY publish its pricing?

No. IXOPAY offers an ROI calculator but no price list. Omno's pricing is not published either. Ask both for quotes in the same structure, including whether fallback attempts are billed and what tokenization costs.

Product and company names belong to their owners and are used only to identify the products compared. Something out of date? Write to press@omno.com and we will correct it.

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